If you have made the decision to move a parent or loved one into a nursing home, you likely know that trying to find the right facility can be an emotionally overwhelming process. There are numerous nursing homes and assisted living facilities in Alabama, and choosing the best one may require a lot of time and energy. There are several vital factors to think about when looking for the best residence for your loved one.
Before you start touring facilities, you may want to create a list of the amenities and features that are important to you and your loved one. For example, if your parent is fairly active and social, you may want to look for a facility that offers numerous activities, field trips and social events. If your loved one needs specialized care for issues such as memory loss or diabetes, you may need to choose a nursing home with a large staff of medical providers.
There are also important financial issues to consider when looking for a nursing home. You may need to meet income requirements to cover expenses for some nursing homes. Not all health insurance policies cover assisted living costs. While you may be able to find some financial assistance, the Department of Health & Human Services states that Medicare usually does not cover long-term care in a nursing home. Some Medicare HMO plans have contracts with specific nursing homes to provide coverage for certain costs. Another possible source of financial assistance is Medicaid, which helps people with limited income pay for medical expenses. Some nursing homes may accept long-term care insurance.
This information about nursing homes is intended for educational purposes and should not be interpreted as legal advice.