What should I know about filing a workers’ compensation claim?

If you’re injured at your job in Alabama, it’s important for you to take the right steps when filing a claim. Doing so will ensure that all necessary documents are submitted by the deadline, thereby improving your chances that your claim will be approved. The Alabama Department of Labor offers the following information in this case, which spells out the obligations of workers as well as their employers.

First and foremost, report the incident to your supervisor. Your employer will need to file certain forms with the state, and it’s important this occurs soon after the accident happens. Essential forms include First Report of Injury, Supplementary Report, and Claim Summary Form. Additionally, you may be obligated to see a specific doctor to assess the extent of your injuries.

For a worker to be approved for compensation, a few criteria must be met. For instance, the employer must be covered by relevant workers’ compensation laws. Next, the incident that caused injury must occur at work or during the course of work. If the accident didn’t happen at the place of work but did occur when an employee was carrying out certain work duties, compensation may still be sought. Additionally, the employer must be notified within 90 days of the accident.

It’s possible that an employer will deny the worker’s accident claim. If so, the worker can seek out of professional legal counsel to pursue the case further. Injured workers can also contact the Alabama Workers' Compensation Division directly and present their case to an examiner. There are a few reasons why compensation may be denied, including intentional self-injury, being intoxicated when the injury took place, a failure to follow rules, or the refusal to use necessary safety equipment. 

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